This policy protects your personal residences, your personal property, and additional living expense in the event of a covered loss and your personal liability.
Most Homeowner’s policies provide a specific limit for items such as jewelry, furs, silverware, cameras, computers, sports equipment, and guns. A scheduled property policy ensures your special items are covered to their full value.
Your personal auto policy provides Bodily Injury liability and Property Damage liability with the option to cover uninsured motorists, medical payments, and damage to your personal vehicle. This policy can also provide towing coverage, rental reimbursement, and loan gap coverage.
Excess or Umbrella Liability
This policy provides liability coverage above your Homeowner’s, Auto, Boat and Motorcycle policies in case a claim against you exceeds the limit those policies provide. It includes coverage for claims such as libel, slander, and defamation. It also helps cover defense costs, attorney fees, and other charges associated with personal lawsuits.
Other Coverages Available:
- ATVs and Motorcycles
- Motor Homes
- Vacant Dwellings