Commercial Insurance

umbrellas420x315We know that no two businesses are alike. Whether you need property insurance for your restaurant or dealer’s blanket coverage to protect the cars at your dealership, we can help meet your specific insurance needs.

Our experienced staff will tailor a package to protect your business and give you the peace of mind that comes with knowing you are covered.

Commercial Coverages:

Commercial Property

Basic commercial property includes buildings you own or lease as part of your business, your business personal property, and the personal property of others.

Commercial General Liability

This policy provides coverage for claims occurring from a negligent act. It provides protection for claims arising from your premise, the products you sell, or the services you perform.

Workers’ Compensation

Provides coverage for an employee should that employee be injured while working on the job.

Business Automobile

This coverage provides protection for your company should a third party be injured by an automobile owned by your business. Coverage can be extended to include automobiles non-owned, hired, or personally owned.

Commercial Umbrella

Provides additional liability coverage above the limits of your Commercial General Liability, Commercial Auto, and Workers’ Compensation, and can extend to other liability coverages.

Boiler & Machinery

This policy covers business property, other property losses, and legal fees that may result from the malfunction of boilers and machinery.

Inland Marine/Cargo

This is a type of property insurance that provides coverage to property that is not covered under the commercial property form. It also provides coverage for property while in transit.

Directors and Officers Liability

This coverage provides protection for directors and officers of a corporation should they be sued while acting in their capacity as a director or officer.

Builder’s Risk

Provides coverage for a building or structure while it is under construction.

Professional Liability

This policy provides coverage for a liability arising out of rendering or failing to render a professional service.